Discover our services

We offer a full range of mortgages as well as life insurance, protection policies, bridging loans and wealth management.

01.

First Time Buyer and Home Mover Mortgages

Home loans used to purchase a first property or move to a new one. Typically fixed or variable rates over a set term, with affordability and deposit requirements assessed by the lender.

02.

Individual & Limited Company Buy To Let

Mortgages for purchasing property to rent out, either in your personal name or via a Special Purpose Vehicle (SPV) limited company. Lenders assess expected rental income alongside standard criteria.

03.

Commercial & Bridging Finance

Commercial loans fund business premises or investment property. Bridging finance is short-term borrowing used to ‘bridge’ a gap for example for an auction purchase or if a chain breaks down.

04.

Remortgage and Product Transfers

Deal ending? Remortgage to a new lender or switch to a new rate with your current one. We compare both and time the change to avoid the SVR, aligned to your plans and budget.

05.

Life & Critical Illness Insurance

Pays a lump sum if you’re diagnosed with a specified serious illness. The payout can help with treatment, time off work or adapting your home, with cover level and term tailored to your needs.

06.

Income Protection, Buildings & Contents Insurance

Income protection pays a regular benefit if illness or injury stops you working. Buildings insurance covers the structure of your home; contents insurance covers your possessions against insured risks.

07.

Mortgage Protection Insurance

Term life cover aligned to a mortgage. Often ‘decreasing term’, so the sum insured reduces roughly in line with the outstanding loan to help repay it if the policyholder dies during the term.

08.

Wealth Management

Structured planning for savings, investments, and pensions. We work closely with our network who specialise in this area. They can provide tailored advice on goal setting, risk profiling, tax-efficient wrappers, and regular reviews to help keep your financial plans on track.

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Residential mortgages and protection products are all regulated by the Financial Conduct Authority. Commercial and buy to let mortgages are not regulated by the Financial Conduct Authority.

Reviews

“FreemanFP helped me with my onward purchase mortgage. Their availability was what really sold me their services. My advisor Ben spent a Sunday evening ensuring he could find me the right mortgage and I will forever be grateful he was able to help”

Holly

“We used FreemanFP for our first time mortgage. Ben was very knowledgeable and answered plenty of our concerns and questions. I definitely recommend Ben for anyone taking out a mortgage in the future. Thank you for your help”

Kishan and Nirali

“We came into contact with Ben after a few previous unsuccessful attempts from other mortgage advisors. From the very beginning Ben has been professional, extremely helpful and understanding. He has wasted no time in processing our mortgage application and has explained the process in great detail. As first time buyers we are glad to have had Ben help us on our journey. We are very grateful for Ben’s service and would highly recommend him to anyone!”

Bridget and Sean

Clear Advice, Every Time

Buying, switching, or weighing up your choices? We’ll give you the support and clarity you need

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